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Current BAH Rates:
Determine your BAH Rate with this Basic Allowance for Housing calculator. Plus, find the BAH tables, non-locality rates and OHA calculator. See the Basic Allowance for Housing rates update here. 28 May Instead of the current Basic Allowance for Housing system, which assigns flat- rate stipends for zip codes across the country based on troops' rank and The move stems from senators' belief that the military housing stipend, what troops and their families call BAH, has grown bloated and ripe for abuse. BAH Rates. For a complete listing of BAH rates, see BAH Rates for All Locations. Service members can calculate their individual BAH rates using the BAH Calculator. Beginning with the BAH rates, the Department is publishing the average percentage breakdown between rent and utilities for each Military Housing.
The purpose of BAH is to provide just click for source housing allowance for service members when military housing is not available or is otherwise not provided.
BAH Rates are based on several factors including geographic duty location, pay grade, and dependency status. The rates are subject to change, and updated rates are usually released each December, and are effective on January 1 of the following year. Like many benefits, BAH is simple on the surface. But it can get a little complicated, depending on your circumstances. The military has a limited amount of housing available for service members. This can include dormitories, barracks, and on- and off-base housing.
BAH is usually offered to service members see more housing is either not available or the member chooses to live in non-military housing. Sometimes, but not always. There are some cases when service members will be required to live in military housing if it is available. Other times you may have a choice. For example, single junior enlisted members may be required to live in base dormitories or barracks until they have dependents or reach a certain rank depending on availability and other factors.
Some military members may also be required to live in base housing in overseas locations, particularly for remote assignments or in locations where off-base housing is extremely limited or restricted to members of a certain rank or status.
It provides uniformed Service members equitable housing compensation based on housing costs in local civilian housing markets within the United States when government quarters are not provided.
A uniformed service member stationed outside the U. The six standard housing profiles used as anchor points for BAH are:. Much, much more goes into the calculations than we can cover in this article. There are additional checks and balances in place to ensure quality control.
That depends on how much of your BAH you spend. These budget authorizations made two major changes.
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That second was to introduce a cost-sharing element designed to shift some of the expense to the member. Read more about BAH rate cuts. BAH Rates are set on median housing prices for your duty location.
BAH Calculator | Military Benefits
Buying or renting housing outside of the median price range for your rank and dependent status will affect whether or not your BAH will cover your total expenses or leave you with a surplus. Choosing to live in a larger or smaller residence than the median will affect how far your BAH goes. Additionally, choosing to live closer or further from your base may affect the rental prices. As with all real estate, it often comes down to location, location, location.
Yes, you can buy a house with your BAH.
BAH (Basic Allowance for Housing) Rates | Military Benefits
Whether or not BAH will cover your mortgage depends. Just be aware that by design, BAH does not consider mortgage costs, it only considers the median cost of renting. Buying a home is a major decision and not one we can cover in this article.
Positive factors to consider include potential market gains. Basic Allowance for Housing rates vary by location.
Your email address will not be published. Shutdown is First SinceBut Not Exceptional Members of the military will report to work, although they won't get paid until Congress approves funding. But it has the potential to change housing stipend totals for nearly every service member in coming years, with some potentially losing hundreds of dollars a month. For example, in the last few years, several important changes have happened that decreased BAH in multiple locations. As with all real estate, it often comes down to location, location, location.
The higher the cost of living, the higher the BAH rates. Some locations with a high cost of living may also be eligible for an additional Cost of Living Adjustment on top of the BAH benefit. To use the BAH Calculator, enter the year, your duty zip code, and pay grade. The calculator will return the BAH rate for your location for both the single and with dependents rates.
You can also find more background information on current BAH rates on our siteincluding the amount of the most recent BAH rate link or decreases, and other supporting information. On the other hand, you will be grandfathered into the old rates if BAH rates for your area decrease.
Individual rate protection prevents decreases in housing allowances as long as the status of a service member remains unchanged.
Dual-military couples without additional dependents each receive the Without Dependents rate. Yes, you can buy a house with your BAH. As with all real estate, it often comes down to location, location, location. Use our BAH Guide. Other times you may have a choice.
Service members are entitled to the BAH rates published 1 January or the amount of housing allowance they received on 31 December, whichever is larger. Rate protection continues unless the status of a service member changes due to:. Individual rate protection is important because changing BAH rates are common.
For example, in the last few years, several important changes have happened that decreased BAH in multiple locations. Cutting BAH for dual military couples was proposed as legislation, but there was massive push back from multiple sources. The DoD is looking for ways to save money, and will continue to look for places to make cuts. Doing so could also put many families in financial jeopardy if they have based their current housing arrangements based on their current BAH.
As of publication, this proposal has been scrapped and will not happen. However, that visit web page not mean Congress or the DoD will not revisit this in the future. For now, rest easy, your BAH has not changed.
It covers your belongings in the event of loss, damage, theft, and natural disasters. You can learn more about renters insurance in this article. You should also buy renters insurance if you live in the barracks. Your email address will not be published. There are several types of housing allowances: The Dependent Rate is the same regardless of how many dependents you have. Dual-military couples without additional dependents each receive the Without Dependents rate.
If the dual-military couple has dependents, one will receive the With Dependents rate and the other will receive the Without Dependents rate. Partial BAH — Given to servicemembers without dependents who reside in government quarters. It also applies for members who are in transit from a duty location with no prior BAH rate such as overseas. BAH II is a fixed rate based on the national average for housing and does not vary by location.
Who is Eligible for BAH?
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